You’ve heard it all before, right? Money-saving tips can sometimes be plain boring. Maybe you’re all tipped out. But don’t be. Saving money is good. It is one of the elements of successful personal finance. Our editors have searched the web for the top ten articles on saving money and this is what they have found.
Article 1 – 55 Painless Money Saving Tips
Saving can be the key to achieving almost any financial goal, according to Rob Berger, a litigation attorney who founded DoughRoller.net. Comfortable retirement? Down payment on a house? A new car or stereo? You get there by setting a little aside periodically and faithfully and voila! It can happen and you aren’t mired in too much debt. It’s a truism too many Americans ignore. The national savings rate is at the lowest point since the Great Depression. Today’s cost of living makes eking out anything above expenses seem impossible. Prove the statistics wrong. Make saving a priority, find the money to do it and pay yourself first. You deserve it.
Article 2 – The Craziest Things You Did To Save Money
Bankrate.com surveyed consumers and found six humorous stories about saving money. You will find stories about hot dogs, cutting out soda purchases away from home, collecting golf balls, cutting out smoking and strategic dumpster diving. You may never take these suggestions, nevertheless they will make you smile.
Article 3 – 54 Ways To Save Money
Bank of America advises in 54 ways to save money that you discipline yourself to save as much money as you spend on non-essential indulgences. In other words, slip an equivalent amount into the cookie jar as you spend on beer, wine, cigarettes, designer coffee and other things that you really could do without. At $4 per almond low-fat latte, the savings could soon be hefty.
Article 4 – 80 Small and Big Ways to Save Money This Year
Suggestions for saving money are some of the standard ways that we all know about, but some of their top suggestions include dropping your landline, renegotiating your cell phone charges and getting a home energy audit.
Article 5 – Savings Guide
Basic advice about achieving any financial goal can help you save for a down payment on a house, a new car or stereo or a comfortable retirement.
You can have what you want without getting bogged down in debt when you find money to save, make savings a priority, and pay yourself first. Paying yourself first means to automatically transfer a portion of your earnings into a savings account every month.
Article 6 – 8 Simple Ways to Save Money
The first step in saving money is to know how much you’re spending. One added tip here is to check your savings progress every month. Every family will have different goals and priorities. You have to decide which ones are most important to you.
Article 7 – How to Save $1,000 in One Month
Want to save $1,000 in one month? Dave Ramsey tells you how in a basic approach that depends on you focusing on your goals and believing you can achieve them. One of the fastest ways to reach this goal is to increase your income. Any number of ways are available for that one, including holding a garage sale or posting an ad on Craigslist.
Article 8 – 10 Ways to Save Money on Groceries Without Coupons
Saving money on groceries – without coupons – is the subject of a Kiplinger slideshow. It aims for an audience that doesn’t want to spend the time and effort that coupons require or that generally buys items that don’t routinely show up in the coupon arena.
Article 9 – Your Guide To Saving Money
Realsimple.com has a money savings guide for those that wake up in the middle of the night worrying about paying for college for their children or paying their mortgages or car payments. Helpful starting steps: Start an emergency fund. With adequate emergency savings, your “Oh S..T” moments are under control. Set aside at least 3 percent of your earnings for retirement.
Article 10 – Little Steps: 100 Great Tips For Saving Money For Those Just Getting Started
Coming up with a hundred ways to save money seemed to be no problem for Trent Hamm. His recent article at the SimpleDollar leaves no stone unturned. Programmable thermostats save on energy bills. Cancel unused memberships. Don’t go to shopping malls to relieve stress or to entertain yourself.
If you have taken the time to read any of these articles, you will notice the same basic similarities in all of them. Budget. Set Goals. Economize. Share with us your favorite money savings articles.