You can pocket some cash when adding to your technology “stuff” by following these suggestions that were included in the AARP’s annual list of 99 ways to save money:
Research new gadgets and find when they will be on the market. That way you won’t purchase an item soon to be obsolete. In general, a new iPhone hits the market every September, followed by an updated iPad in November. New camera models hit the markets in February and October. And there’s always a pile of electronics items that make their appearance for the holidays.
Consider a prepaid cellphone. That way, you pay for the calls before, not after, you’ve made them and that can save you considerable cash. All the big cellphone producers offer prepaid versions, but they don’t tend to advertise them. Make the request.
Keep in touch with family via Skype or similar app. They are available for smartphones, tablets and computers. Face Time is the version for Apple phones, tablets and computers. This free phone chatting over the Internet adds the bonus of video. Both parties, obviously, must have the app, but most families are now prepared to commune by computer.
Learn to outsmart scammers. If you receive an email purportedly from your bank or a big store, don’t click the link and log in. The email is fake and takes you to a fake website. As you are logging in, you give the bad guys access to your password.
When traveling outside the United States, put your phone on airplane mode. If you don’t, the phone will keep checking the Internet and emails on the cellular network in the country you are visiting. You’ll have a big bill when you return home. If you have to check email, turn on Wi-Fi and find a Wi-Fi hot spot.
Look at refurbished computers, rather than investing in a “new” one. Many of those listed as refurbished are, in fact, new ones that were bought and then returned for some reason. There are inspected more thoroughly than new machines, but the dealer can’t sell them as new. They cost less and have the same warranty.
Stick to basic cable, then sign up for Netflix streaming, which usually costs about $8 per month. You then have unlimited movies and entire seasons of some T shows. Your local library most likely has a good collection of DVDs.
Before you buy anything online, check for discounts and deals. You may find a better deal.